Key precautions for secure spending
DEBIT CARD FRAUD
Using a debit card may provide more protection in keeping your money safe than carrying cash.听If you believe you have been a victim of fraud related to your M&T accounts, notify an M&T Customer Service Specialist.
Are debit cards safe?
Yes, debit cards are safe. But that doesn鈥檛 mean they鈥檙e immune to fraud. M&T 萌妹社区 goes to tremendous lengths to protect our customers. Security protocols are incredibly extensive and updated constantly. But today鈥檚 scammers are extremely sophisticated, and their methods are ever evolving. It鈥檚 an ongoing cat-and-mouse game.
That鈥檚 why it鈥檚 important that you, as a consumer, take recommended precautions to provide an additional layer of protection against fraudulent charges on your debit cards.
Remember these basic but effective tips:
Never lend your debit card to anyone.
Don鈥檛 write your PIN on your card or anywhere near your card.
When checking out in a public location, shield your card number so that it can鈥檛 be copied or photographed.
Review your monthly statement to find any unfamiliar transactions.
Fraud prevention
Your M&T debit card has a three-digit security code on the back that helps verify that you鈥檙e in possession of the card at the time of any transactions. Also, Visa Secure helps confirm your identity when shopping online. Contactless and chip technologies help protect you with every transaction by encrypting card information into a unique code. And if you misplace your M&T card, you can temporarily lock it to prevent any transactions.
Fraud detection
Real-time fraud monitoring screens your account 24/7, and M&T鈥檚 Alerts{{d943*}},听{{d204*}}听system contacts you by text or email any time suspicious activity occurs. We recommend that you notify us before any international travel, so your card access isn鈥檛 interrupted.
